More and more people are deciding to take the reins of their own business and are encouraged to become part of the business network. Being self-employed is not easy and for this reason, it is best to be able to count on as much help as possible. In this article, we are going to look at some of the reasons why a daily indemnity insurance is a great ally for all kinds of workers.
1- The tranquility
Taking out daily indemnity insurance is taking out peace of mind. Thanks to the coverage of this type of Insurance, we can rest easy knowing that if we run any type of mishap that prevents us from carrying out our activity, we will not be putting our economic stability at risk. Precisely for this reason, daily indemnity insurance is the key to a future in which no matter what happens, we can count on our money.
2- Sickness coverage
Legend has it that the self-employed never get sick. Actually, it is not that the self-employed develop a certain type of immunity to illness, but rather that this myth is based on the fact that a self-employed person cannot afford to close their business due to illness, due to the expenses that they continue to incur. With a daily indemnity insurance, we will have an indemnity for illness that will allow us to compensate all those losses caused as a result of illness.
3- Against all kinds of accidents
The daily indemnity insurance also includes an accident indemnity. In this way, if the person who has taken out the policy suffers any type of accident, he/she will have an insurance policy behind him/her that will cover the expenses arising from the accident.
Many workers lead a calmer life, without doing sports or other activities for fear of injury or having an accident that prevents them from carrying out their activity normally. These fears are a thing of the past, thanks to the compensation from this Insurance.
4- The guarantee
Having someone who is concerned about us, as well as peace of mind, is a guarantee of success. In the event that we have any problem derived from the activity of our business or our job, having such Insurance, we will have a great company behind us that will be in charge of solving all problems, always taking into account our interests.
For this reason, it is much easier to be able to make long-term plans since we know that if any type of problem happens to us, we will not have to worry about the fixed expenses that our business entails, since, with the guarantees of the Insurance, we can be covering the same day to day thanks to this daily compensation.
In order to have a total guarantee that we really are going to be protected against all kinds of problems, the Daily Indemnity Insurance also includes indemnity for hospitalisation.
In this way, it is intended to financially compensate all losses that may be due to hospital waiting times, in the event of having to be admitted to hospital. Thanks to this coverage, you will not have to worry if you have more or less days in hospital, as you will be paid daily for each and every day you spend in hospital, so it will be practically as if you had your business in operation.
6- Help business continuity
All these indemnities and aid help us to guarantee business continuity and job stability.
At the end of the day, it is common to have to respond with all kinds of expenses. Regardless of income, there are some aspects such as mortgage, car insurance or any other type of payment, which does not matter or take into account the economic situation, as it is always obligatory.
Many times, all these expenses are adjusted and one cannot afford to receive less money per month, especially when all the accounts are already done. In this sense, thanks to these Daily Indemnity Insurances, we can be sure that, in the face of any kind of adversity, we can continue to receive some money, which is more than enough reason to have peace of mind and be able to meet all these expenses.
7- You are not alone in the face of problems
Finally, a daily indemnity insurance is the best ally for the solitary self-employed. If you feel that as a freelancer you do not have any help for the development of your business, with this Insurance you will have behind you an important company that can help you when things get more difficult.
In short, as its name describes it, an insurance policy must be synonymous with security and, therefore, you can rest assured that you will have all the financial support you need when you need it most.
If you are convinced of the need to take out this type of insurance, don't hesitate to contact us, we will be delighted to advise you and arrange the insurance policy. Here you can see our contact details.