At Euroteide Seguros (Insurance Brokers and Consultants) we suggest and recommend the Long-term savings plan (SIALP) a perfect tool for those who seek to save sensible and wtih total security, achieving an interesting profitability and with the advantage of being able to access money if necessary.
1 / 6
This number is indicative of the risk associated to the product, being 1/6 indicative of lower risk and 6/6 of higher risk
Savings 5 SIALP offers you fully guaranteed and advantageous returns, since the interest rate applied is renewed quarterly, with the aim of improving the performance of your savings. This interest rate will be communicated to you in advance, so that you know at all times the evolution of your savings plan.
Therefore, when the savings plan expires, you are guaranteed 100% of the investment made and the total interest generated. In case of demise, in addition, we guarantee an added capital equivalent to 4% of the accumulated balance at the time of receipt, up to a maximum of 2.500 euros.
Savings 5 SIALP It has interesting tax advantages. If you keep your savings for a minimum period of five years and without your annual contributions exceeding 5.000 euros, you will benefit from the exemption from tax at the time of collection of all the capital saved plus the income obtained.
This plan is aimed at those people who want to generate profit with their savings in the long term, in a convenient and guaranteed way. The savings modality is flexible and adapts to you, allowing you to choose between constant or increasing periodic contributions and to combine them with extraordinary contributions.
You can have 100% of your savings one year after the first contribution to the plan without penalties. In that case, however, you will not be able to take advantage of the tax advantages that this savings plan offers you when you make the capital available five years after it started.
In any case, you must have your money at once, since this type of product does not allow partial provisions.
I have a SIALP in another entity, can I transfer it to any other entity suggested by Euroteide Seguros?
Yes. In addition, the initial age of the plan will be maintained so that you can enjoy the tax advantages by having the capital available after five years.
Do you have more questions about this insurance policy?
We call you to inform you and arrange an appointment in order to study your characteristics and to be able to offer you the Insurance with the coverages that you need. Office hours: From 9:00 Hrs. at 13:30 p.m. From 15:30 Hrs. at 18:30 Hrs.