What advantages does PIAS have to offer?
In Euroteide Seguros (Insurance Brokers and Consultants) We know that saving generates certainty, security and a lot of tranquility, that is why we feel the need to save, to prepare ourselves to have our financiar buffer for the future, that is why we suggest and recommend PIAS (Individual systematic savings plan) as the product that allows you to do it without effort, making your money profitable and allowing you to access it whenever you need it.
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Product risk
1 / 6
This number is indicative of the risk associated to the product, being 1/6 indicative of lower risk and 6/6 of higher risk
Information about profitability
The PIAS, Individual Savings Plan , offers you a XNUMX% guaranteed profit at all times, so your savings are not at risk. Once we have studied your particular case, we will inform you of the interest rate that will be applied to you. From the minute you sign the contract you will be aware of the returns that your savings will produce in the future, providing you with peace of mind and security.
For whom is this insurance designed?
The Individual savings plan It is intended for any person or family who wants to save for the future without having to give up their current liquidity. It is a risk-free savings plan, which allows young people to face future projects such as having children or for families looking for a savings project without compromising the family economy.
How do I manage my savings?
You can have all or part of your savings and the returns generated after one calendar year from the first contribution made. As it is a highly liquid product, you can make redemptions for the amount you need and continue maintaining your savings plan.
If your objective is to complement your retirement and at least 5 years have passed since the first contribution, you can choose to receive the capital through an annuity, in which case it will be exempt from taxes.
What will be my applicable interest rate?
The applicable interest rate is guaranteed and will be communicated in advance in each calendar semester. The periodic and initial contributions that you are going to make, as well as other parameters will determine what the applicable interest rate will be in your case, which will be communicated to you before formalizing the contracting of the savings plan.
What options do I have regarding my contributions?
You can make regular contributions from a minimum of € 42 per month. These periodic contributions can be made effective with the payment method that best suits your needs. You can also change the amount of the periodic contribution at any time. You can also make extraordinary contributions when it suits you.
Do you have more questions about this insurance policy?
We call you to inform you and arrange an appointment in order to study your characteristics and to be able to offer you the Insurance with the coverages that you need. Office hours: From 9:00 Hrs. at 13:30 p.m. From 15:30 Hrs. at 18:30 Hrs.
