Choose your Income Insurance
Euroteide Seguro (Insurance Advisors) Suggests Income Insurance. Adapted to you and designed with various types of income insurance so that you can ensure extra and additional capital to complement your retirement, whether for a specific period of time or for life. In a very comfortable and stress-free way, it will ensure your future and guarantee an income that will allow you to enjoy your retirement happily.
Turn your savings into a monthly income.
Benefit from advantageous taxation.
Frequently Asked Questions
For what type of people are rentals interesting?
Life annuities are a very appropriate product for:
- People who want to supplement their payroll or pension by receiving extra money every month.
- Recipients of compensation for early retirement or cessation of their work activity who are interested in having a guaranteed monthly income that complements the unemployment benefit during the period in which they will not obtain income until they reach retirement.
- Beneficiaries of compensation for accidents or court ruling.
- Beneficiaries of other life or accident insurance.
What is the difference between income insurance and pension plans?
Although the final objective may be similar – to guarantee an income for when retirement arrives – the operation of an income insurance and a pension plan is completely different.
The pension plan works through periodic contributions (annual, monthly, etc.) that can be redeemed when the time comes, generally in full. On the other hand, income insurance works through a single contribution that will be redeemed month by month once retirement begins.
What are annuities?
Annuities are insurance that provide the holder with a monthly income for life, that is, from the moment of contracting until death. They are also a type of life insurance that guarantees the future of the family in the event of the death of the insured.
Would you like to learn more? Call us!
Services included in our income insurance
- A lawyer when you need him most
- Telephone legal advice
- Resolve any legal issue that arises in your personal or family life.
- 24 hours a day, 365 days a year.
- No limit on queries.
- Management procedures and claims for Social Security benefits, etc.
Frequently Asked Questions
For what type of people are rentals interesting?
To a wide audience, which responds to different situations:
- Senior Citizens: they allow you to complement the retirement pension while maintaining the standard of living.
- Recipients of compensation for early retirement or cessation of work activity: They provide a fixed income until you can access retirement.
- Beneficiaries of other life or accident insurance: they immediately guarantee the monthly collection of an income.
What options do I have regarding my contributions?
Income insurance works through a single contribution without the possibility of making additional contributions.
Taxes
The taxation of income insurance varies depending on its modalities:
In the case of temporary income, it depends on how long you decide to be receiving your income.
In the case of life annuities, the tax exemptions will be determined based on the age of the insured at the time of contracting.
The benefits paid to the beneficiary when the insured dies are subject to Inheritance and Donation Tax.
Frequently Asked Questions
Essential Life Annuity
The annuity is paid monthly as long as the insured lives. In addition, it allows the contracting of capital for death.
Guaranteed life annuity Essential
This is an income that the insured will receive monthly as long as he or she lives. In case you die, the designated beneficiary will continue to receive the amount until ten years have passed since the insurance was taken out.
Reversible annuity Essential
Income with monthly payments while the insured lives. If you die, the income will go in a percentage or in its entirety to the freely chosen beneficiary until your death occurs.
Essential temporary income and Essential reversible temporary income
With this type of income, the insured will receive a monthly amount as long as they live. for a maximum period of 10 or 20 years, depending on the modality that has been contracted.
Prime Rent and Elite Rent
It provides a monthly income for life and in the event of the death of the insured, the beneficiaries receive the single premium paid plus additional capital. The surrender value varies depending on the product contracted.
Services included in our income insurance
- A LAWYER WHEN YOU NEED IT MOST
- Telephone legal advice
- Resolve any legal issue that arises in your personal or family life.
- 24 hours a day, 365 days a year.
- No limit on queries.
- Management procedures and claims for Social Security benefits, etc.
Frequently Asked Questions
What options do I have regarding my contributions?
Income insurance works through a single contribution without the possibility of making additional contributions.
Who is income insurance for?
To a wide audience, which responds to different situations:
- Senior Citizens: they allow you to complement the retirement pension while maintaining the standard of living.
- Recipients of compensation for early retirement or cessation of work activity: They provide a fixed income until you can access retirement.
- Beneficiaries of other life or accident insurance: they immediately guarantee the monthly collection of an income.
Contact
We call you to inform you and arrange an appointment in order to study your characteristics and to be able to offer you the Insurance with the coverages that you need. Office hours: From 9:00 Hrs. at 13:30 p.m. From 15:30 Hrs. at 18:30 Hrs.