Tenerife Multi-Risk Insurance SMEs

Your company protected from direct damage caused by fire to insured property, including the unavoidable consequences of the fire, such as damage caused by smoke or by fire fighting.

These damages will be covered regardless of the nature of the fire, whether it was due to an accidental cause, bad intention of third parties, or the negligence of you or one of your employees.

For those damages derived from atmospheric phenomena such as the fall of hail, snow or strong winds and rains.

With this guarantee you will protect yourself from those situations that happen less frequently but that also represent a significant loss of profits for the company. Some of the most important are the following:

• Vandalism. Those carried out by third parties against the assets and facilities of your company in a malicious way
• Flood damage. Those caused by overflows of ditches, channels, sewers and collectors
• Spills and leaks. Regarding the damage that can be caused by an accidental spill from automatic fire fighting installations
• Smoke damage. Whether caused by fire or accidental escape
• Vehicle crash against the building or any element of your property

The electrical installations or installations that are part of the continent are guaranteed in case of suffering damages due to abnormal currents, short circuits, own combustion or causes inherent to its operation.

Accidental breakage of glass, including polycarbonate and methacrylate, company signs, sanitary ware, and marble counters is guaranteed.

Damage caused as a result of failure to close, leak and break faucets and pipes, water leaks, including all expenses arising from the location of the fault, are covered.

The payment of supplementary compensation for non-direct material losses that have occurred both in the administrative offices and in the areas of sale, exhibition and customer service is guaranteed.

Protection against temporarily displaced assets that, being your property, are transferred to any other place in the Spanish territory for repair, maintenance or exposure.

The expenses derived from replacement of files, documents and molds are guaranteed. In the case of computer files, the recovery and reprinting of data is guaranteed.

Protection against disbursements originated as a result of a provisional eviction from the premises in which the professional activity is carried out as a consequence of a claim. These disbursements include the transfer of your furniture, trousseau, fixtures and merchandise, as well as the rental of a place with similar characteristics to the original.

The SME multi-risk insurance is aimed at those people whose business is a small or medium-sized business and who wish to take out insurance to suit them.

Because we know that your company is your biggest investment, the hiring of this insurance guarantees you coverage of damages caused unexpectedly, with the aim of minimizing their impact on the performance of your company.

Yes. In addition, at Euroteide Seguros (Asesores de Seguros) we have a specialist in Insurance for SMEs who will provide you with the necessary information so that the contracting of your Insurance adjusts exactly to the specificities of your company.