Maybe you think of a motorcycle and you are clear about what it is, but what is a moped? A moped is a vehicle with a motor with a displacement of less than 50 cc and powered by gasoline and with a maximum speed of 45 km / h that can have 2, 3 or 4 wheels, while a motorcycle is a two-wheeled vehicle with a motor of gasoline and speed over 45 km / h.
When are we going to hire a Motorcycle insurance, perhaps we have the doubt of whether there is a difference between moped and motorcycle with regard to Insurance. Although motorcycle and moped are apparently similar in appearance and utility, there are important differences between them that make them very different.
If you have doubts as to what insurance to hire for your vehicle, you can contact Euroteide Seguros, professionals in the sector with more than 25 years of experience.
Differences between moped and motorcycle
Although it may seem that moped and motorcycle are the same, they are not.
The main differences between a motorcycle and a moped are found in the type of vehicle, displacement and speed, age and traffic routes, and physical characteristics.
Let's analyze each of these differences a little more.
Vehicle
In relation to the type of vehicle that are considered, moped and motorcycle have an important difference. According to the General Directorate of Traffic and the Law on the Circulation of Motor Vehicles and Road Safety mopeds are not considered motor vehicles, understanding as motor vehicles those vehicles that use an engine for their propulsion, while motorcycles are.
Displacement
The Mopeds have a displacement that can never exceed 50 cc and motorcycles, on the other hand, they have a displacement that is variable, although always greater than 50 cc and there are currently models on the market that can reach 2300 cc.
Speed
This point is closely related to the previous one, since, derived from the displacement they have, they can also reach very different speeds. In the case of motorcycles, it will depend on the displacement and the type of motorcycle, but they can reach really high speeds, whereas mopeds cannot exceed 45 kilometers per hour.
Age to drive it
Until a few years ago you could drive a moped with only 14 years. However, that changed and since September 1, 2010, with the reform of the General Driver Regulations, A minimum age of 15 is required to drive a moped and 18 to transport a passenger on it.
On the other hand, to drive a motorcycle up to 125 cc it will be necessary to have 16 years and A1 driving license. For motorcycles of greater displacement it is required to be 18 years old, other types of license that depend on the cylinder capacity and have seniority in lower permits.
Traffic routes
Although motorcycles are not limited to the possibility of driving on any type of road, this is different in the case of mopeds, which are prohibited from driving on highways and motorways, including its shoulders. They will only be able to circulate through towns, conventional roads, and highway and motorway shoulders that are wide and passable.
This is due to the speed they can reach, since, on motorways and highways, the minimum speed to be able to circulate on them is 60 km / h. In the case of motorcycles, they exceed the minimum speed without problems, while mopeds will not be able to reach it.
Physical characteristics
Although at first glance, their appearance is similar, there are certain details that make them different:
- Size. Mopeds are smaller than motorcycles, as are their tires. By having a larger displacement and reaching more speed, motorcycles need a larger size and larger wheels.
- License plate color. Just as motorcycles have a license plate with a white background, like that of cars, for example, while that of mopeds stands out for being orange.
Primary use
Although both types of vehicles can be used for any occasion, mopeds are designed for short, urban trips where they provide advantages such as low fuel consumption and easy handling and parking.
On the other hand, though motorcycles can be used on short trips, they are equipped for long trips.
Are there differences between motorcycle and moped insurance?
Despite the difference between motorcycle and moped, They have something in common and this is the obligation to pass the Technical Inspection of Vehicles (ITV) and have a minimum liability insurance in force.
This is because the Criminal Code, unlike the Law on Traffic, Motor Vehicle Circulation and Road Safety, does include mopeds in the category of motor vehicle for the purposes of liability of their drivers in relation to damages. caused to third parties. In addition, in case of driving without insurance, the driver could face fines of between 600 and 3500 euros.
Regarding the differences between the insurance of a moped and a motorcycle, the former usually has a higher price than the latter.. And it is that, despite the displacement, the accident rate is higher in the case of the moped than in the motorcycle, and this is a crucial aspect for calculating the price. This is not the case with large displacement motorcycles, whose insurance will have the highest price compared to other motorcycles and mopeds.
Another difference in relation to Insurance is that, while the moped is usually only civil liability, the motorcycle usually has other coverage, as own damage to the vehicle or to the helmet.
When it comes to hiring the best insurance, you have to know the difference between moped and motorcycle. In any case, it is advisable to contact companies specialized in this type of product, such as Euroteide Insurance, where we advise you on everything you need to have a Motorcycle insurance that really protects you.