When we have an accident with the car it is necessary to inform the insurance company by presenting an accident report. Despite the bad drink, it is undoubtedly a good opportunity to test our insurer's response.
Are you in the south of Tenerife and need good car insurance? Euroteide insurance puts at your disposal more than 24 years of experience in the sector to find the best car insurance for you. However, they also work with other types of policies such as Life insurances o Accident insurance.
When you have an accident, the most common way to resolve this conflict is through a friendly party. Thus, In this article we tell you what a friendly part is, how to fill it in and what to do once we have completed it. (Here you can download a copy of the friendly part)
What is a friendly party
El friendly party is a document used in our country since 1988 with the entry into force of the Direct Compensation Agreement. Thanks to this document, it was possible to expedite the settlement of the payment of material damages produced as a result of an accident between two vehicles to the insured.
This accident friendly declaration document is consisting of two self-tracing sheets that allows, once completed, each of the parties involved in the traffic accident can keep one of the sheets.
To further streamline procedures in the event of an accident, there is an official and approved model in almost all the Member States of the European Union - although in each country it is written in its own official language - which allows for speeding up procedures regardless of the country of the European Union in which we have had an accident.
How to fill in a friendly part
Despite being tremendously useful, many drivers do not know how to fill in a friendly part after having an accident or collision. Next, we tell you what data you will have to write down and where you should write it down.
In the columns named "vehicle A" and "vehicle B", the details of each of the vehicles involved in the accident must be filled in. Specifically, the following data should be noted:
- Name, nationality, address and telephone number of the insured.
- Model, make and registration number of the vehicle.
- Vehicle registration location.
- Name of the insured's insurance company, as well as its policy number.
- Green Card number when foreign drivers have intervened in the accident.
- Name, address and telephone number of the insurance agency or brokerage with which the car insurance has been contracted.
- Indicate if the Insurance is fully comprehensive or to third partiesThat is, whether it covers own damages or not.
- Name, nationality, address, contact telephone number and driver's license number.
- Indicate the place in the car where the collision between the vehicles occurred.
- Damage visible to the naked eye in the vehicle.
- Circumstances of the accident, such as the reason for the collision.
- A sketch or drawing explaining how the accident occurred and detailing how the place where the accident occurred is.
- Additional data or relevant observations that have no place in the previous sections.
- Driver's signature.
In the upper part of the friendly part there are five common fields for those involved in the accident in which the following data must be noted:
- Date and time when the accident occurred.
- Place where the accident occurred.
- Damage that has not occurred in the vehicles that have collided.
- Identification of witnesses who have witnessed the accident.
On the back side of the friendly part, each of those involved in the accident may finish completing the part including the following information:
- Insured data.
- Supplementary sketch on how the accident occurred if necessary.
- Note whether the authorities, such as the police or fire, have had to intervene.
- Insured vehicle data.
- Details of the driver of the insured vehicle.
- Other vehicles that would have intervened in the accident. For example, in case of multiple collision.
- Damage caused to things or animals resulting from the accident.
- Information on the injured.
After completing the friendly part: what should we do?
Once the friendly part has been completed, each of the drivers involved in the accident must keep a copy. Both copies are identical and drivers will not be able to write down any other circumstance in their copy, since these will not be taken into account and will only serve to delay the resolution of the accident.
When the friendly part has been completed, You have a period of 7 days to report the accident to the insurance company, so it is not necessary to sign the friendly party immediately after having suffered an accident.
What to do if we don't have a valid friendly copy
In the event that none of the drivers involved in the accident has the approved model of friendly part for the Member States of the European Union, one can act in two different ways:
- When both drivers are clear who has been responsible for the accident, they should only exchange the number of their insurance policy, as well as the insurer's data and the personal data of the drivers. In addition, it is recommended to take a photo of the accident to test how it has occurred.
- If the drivers do not agree on who is responsible for the accident or how it has occurred, it is advisable to notify the Local Police or the Civil Guard so that they take note of the events and try to clarify them through a report.
The fundamental thing is, without a doubt, having a good Car insurance that covers damages not only to third parties, but also their own.
To find the best insurance, the best thing is to hire the services of a good insurance consultancy, such is the case of Euroteide Seguros, Insurance experts with more than 24 years of experience operating in the southern area of Tenerife.