Our home is full of risks and dangers, especially for the smallest of the house, but also for adults. In fact, domestic accidents are the fourth leading cause of death in the European Union behind cancer, heart disease and cardiovascular diseases. Without a doubt, our house is the place where we spend the most time, and therefore it is vitally important to create a Safe home, know how to identify the most common domestic accidents to avoid them and hire a good Home Insurance that covers us in the event of an accident .
Without a doubt, the best thing is to protect our house with a good Home insurance. However, the offer of Home Insurance that we find in the market is too wide, so the best option is to hire the services of an Insurance consultancy.
Euroteide Insurance is an Insurance consultancy located in the south of Tenerife, the area of greatest tourist attraction on the island, and that, with more than 24 years of experience in the Insurance sector, we will guide you on the way to find the best Insurance for your home. In addition, you can ask us for advice to hire other types of Insurance, such as Life insurance or the Health insurance.
What are domestic accidents
The domestic accidents are those events that occur fortuitously in our home, beyond our control and that, with relative frequency, can cause injuries to the person who suffers them.
Although any place in our home is likely to be an ideal place to have a domestic accident, the truth is that The bathroom and kitchen are the places where domestic accidents occur most frequently.
What are the most common accidents at home
The most common home accidents are as follows.
Burns and fires
These types of accidents are certainly common. Cooking, handling a stove or brazier or using the oven, as well as other household activities can not only cause burns to the skin, but also start a fire.
Therefore, it is best to act with care and prudence when handling any of these objects or carrying out any of these activities to avoid the risk of burns or fire inherent to them. Do not smoke near the curtains, do not leave burning candles unsupervised, use gloves to handle the oven or cook with an apron are some of the precautions we can take.
Falls and bumps
Obstacles, bad luck, or distractions can lead us to fall or hit them. They are one of the most common domestic accidents and to remedy them we just have to be careful when moving around the house, not doing it in the dark and avoiding slippery surfaces.
Cuts are very common when handling tools, kitchen knives or broken glass. In these cases, it is necessary to take extreme precautions and avoid having sharp and cutting objects on the ground or within the reach of children.
Slips and falls in the bathroom are very common and can be very dangerous, so special care must be taken when bathing.
Cleaning products cannot be ingested and, although they are not usually ingested, the truth is that sometimes we can confuse them with an ordinary drink, especially if these products are within the reach of the smallest of the house. However, not only cleaning products are the culprits of poisonings, also medicines and drugs, if they are not consumed according to the guidelines of the doctor or pharmacist, can also cause poisoning.
A bad plug or handling and plugging in electronic devices can cause electrocutions that can be very dangerous, especially for young children.
What should you do if any of these accidents happen?
How to act in each of the previous accidents?
Burns and fires
In these cases, in addition to calling emergencies (112) in case of serious burns or uncontrolled fire, you should know that Home Insurance covers damage caused by a fire in the home, as well as damage caused by explosions or by rays.
Falls and bumps
In these cases, and always depending on the severity of the fall, it will be necessary or not to call emergencies. In any case, it is best to go around the house calmly, avoiding obstacles, with enough light and without running to avoid this type of accident.
As with the rest of the accidents, in case of cut it will be necessary to call emergencies. However, you should know that Home Insurance covers damage to the home due to broken windows, mirrors, glass or methacrylates. However, the Insurance will not cover scratches or other cosmetic defects.
In this case, the solution to avoid this type of falls is to put shower mats in the bathroom, carpets in the house and choose non-slippery floors and surfaces. As in the rest of the cases, depending on the severity of the slip, it will be necessary or not to call emergencies.
In these cases, you should call the toxicological information telephone number (91 562 04 20), a telephone available 24 hours for medical consultations on poisonings at the National Toxicology Center. However, to avoid these problems, it is best to keep these types of products safely.
To avoid electrocutions, it is best to cover outlets and keep the outlets and electrical installation of the house in good condition. However, home insurance also covers electrical damage to electrical installations and appliances in the home when caused by abnormal currents or short circuits.
Advantages of having a home insurance
The Benefits what do the Home insurance They are as follows:
- Good investment: insuring our house, taking into account all the accidents that can happen in them, is, without a doubt, a good idea and, of course, a good investment. In addition, the price of these Insurance is usually quite affordable.
- Coverage of common risks: This type of insurance has coverage for risks and damages that occur regularly in any house, such as water leaks, broken pipes, or broken windows and glass, among many others.
- Protection against theft: Perhaps the best coverage of home insurance is that it covers thefts that occur in the home, as well as the damage caused during the assault.
- Medical assistance and legal protection: in addition to the coverages that have already been mentioned, Home Insurance provides medical assistance by telephone and legal defense, which is very useful when we have an accident at home.
Without a doubt, it is essential, as well as mandatory, to have a Home Insurance for our home. To do this, it is best to contact Euroteide Insurance if our home is in the south of Tenerife, our operational area par excellence. With more than 24 years of experience, we are committed to offering you the best home insurance for your peace of mind and therefore that of your family.