Open Plan

The Savings Plan with all the advantages

Think today about your plans for tomorrow

Undoubtedly at some point you have wondered whether the pension that you'll receive when you retire is going to be sufficient to allow you to maintain a dignified standard of living.

Open Plan

The alternative to complement your future pension

What is Open Plan?

Open Plan works like a high profitibility account: You make periodic contributions to the aforementioned account and you receive a high return on your money. This way, little by little, you go about building up a capital sum to complement your future retirement pension.

Furthermore, the product includes a life insurance policy that offers you coverage in case of death. Thus, in addition to saving, you are protecting the future of your family members.

The greater flexibility of the product allows you to go about adapting it to your needs. For example, if you want to benefit more from its profitibility, you can contribute extra amounts and whenever you wish.

On the other hand, Commercial Union Life assures you a minimum profitibility during the entire Savings Plan. With full guarantee.

The 5 Advantages that will
make you decide on Open Plan

	Security You will benefit from a minimum interest rate guaranteed during the entire duration of the plan.
	Fiscal Incentives * Until 70% of tax exemption of the yield obtained for durations over 8 years in the case of unique premiums and over 12 years for regular payments.
	Liquidity With the ease of being able to avail yourself, if you wish, of a part or the totality of your money.
	Information You will receive detailed information periodically about the progress of your Savings Plan.

*According to legislation currently in effect.